Call : 734-722-2999 info@MichiganBankruptcyFacts.com
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Should I go to a credit counselor, or to a debt consolidation service?

It all depends on your exact circumstances. Many people can be helped by credit counseling, but be careful who you.

What kinds of collection actions does bankruptcy stop?

Bankruptcy stops any sort of collection action that you can think of, except for criminal trials and child support matters..